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These 20 cities are a paradise for computer programmers who want to be their own boss

working on the beach laptop
Flickr/Giorgio Montersino

One of the attractive things about being a computer programmer is the increasing ability to work for yourself and from anywhere in the world.

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Choosing which city you settle down in as a developer isn't simply about being close to Silicon Valley anymore. Not only are there tech companies all over the country, but there is also the option of working remotely.

Payable, a startup that helps companies pay contractors, crunched the numbers and came up with a ranking of the best cities in the US to be a self-employed programmer. They looked at factors like living cost, health insurance, average salary, and what percentage of programmers were self-employed.

Some of the cities they found aren't surprising. Cities like San Jose, Sacramento, and Oakland are within striking distance of San Francisco. But other top-ranked ones ending up being spread out over the middle of the country, away from the concentrations of tech power.

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Payable

Here are the top 20 cities in the US to be a freelance software or web developer:

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